AML Officer

Department: AML

Employment Type: Full Time

Location: KSA

Description

Key Responsibilities

• Conduct transaction monitoring and review alerts to identify potentially suspicious or unusual activity.
  
• Perform KYC and customer due diligence reviews in line with AML/CTF policies and regulatory requirements.
  
• Conduct sanctions and watchlist screening and escalate potential matches for further investigation.
  
• Investigate suspicious transactions and customer activity, documenting findings and recommendations appropriately.
  
• Support the preparation and submission of suspicious transaction/activity reports in accordance with applicable requirements.
  
• Monitor customer accounts and transactions for indicators of money laundering, terrorist financing, fraud, and other financial crime risks.
  
• Maintain accurate and complete investigation records, case documentation, and supporting evidence.
  
• Escalate high-risk or complex cases to the AML Manager or relevant stakeholders in a timely manner.
  
• Support the implementation and continuous improvement of AML/CTF controls, processes, and procedures.
  
• Assist with AML risk assessments, periodic reviews, reporting, and regulatory requests.
  
• Collaborate with Compliance, Risk, Operations, Product, and Technology teams to address AML-related issues and strengthen controls.
  
• Stay informed of emerging AML/CTF typologies, regulatory developments, and financial crime risks relevant to fintech and digital wallets.
  
• Support internal audits, SAMA inspections, and other regulatory reviews by providing required documentation and information.
  

Skills, Knowledge and Expertise

• Bachelor’s degree in Law, Finance, Business, Accounting, or a related discipline.
• 2–4 years of experience in AML/CTF, financial crime compliance, transaction monitoring, KYC, or a related field, preferably within fintech, banking, or financial services.
• Good understanding of SAMA AML/CTF requirements, FATF standards, and financial crime compliance principles.
• Experience conducting transaction monitoring, KYC reviews, sanctions screening, and suspicious activity investigations.
• Familiarity with AML systems, transaction monitoring platforms, and case management tools.
• Professional certification such as CAMS, ICA, or equivalent is a plus.

Benefits

• We have an inclusive company culture, embracing diversity, integrity and transparency. We strive for work-life balance and cherish the moments you spend with your loved ones, off-work. In the same spirit as for our product, we are caring and nurturing for our employees.
• Our people are granted 100% trust and freedom to apply their own vision and come up with their ideas from day 1 at Tabby. You are the one who takes responsibility for your area of work. We encourage everyone to think and make decisions like Tabby was their own business, well because it is. Our employee stock options programme is available for everyone. 
• You will have an opportunity to learn and grow in one of the fastest growing fintech companies in the region
• We offer you relocation support as well as we guide you through all the process.
• We’ll set you up with the devices required for your work.