2h 17m ago
AML Analyst - French Market
🏢On-site
|France, SpainAML Analyst - French Market
Qonto | Financial services
2h 17m agoOn-site
Full Time
IC
France, Spain
Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75 (more about our culture here).
Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,700 Qontoers serving over 750,000 customers across 8 European countries. We have been profitable since 2023, and we are just getting started.
Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.
AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.
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⭐️ Mission
Join our French AML team to tackle critical transaction monitoring backlogs and protect our business from Money Laundering and Terrorist Financing risks. You will have a direct impact on Qonto's compliance framework as we prepare for our banking license, handling complex fraud patterns and mentoring junior team members. You will work closely with your manager Amilcar, to refine our controls and shape a secure environment for our customers.
🧑💻👩💻 As an AML Officer at Qonto, you will:
• Investigate complex alerts: Handle transaction monitoring and suspicious activity reports (processing around 25 alerts per day) with a high degree of autonomy.
• Perform quality controls: Conduct 1st-level controls and internal checks to verify the team's work and ensure strict adherence to internal procedures.
• Drive continuous improvement: Autonomously challenge existing processes, identify gaps, and manage projects to improve our daily operational efficiency.
• Mentor and share knowledge: Act as a referent for the team by coaching peers, sharing expertise on complex cases (such as accounting, sanctions, and terrorism financing).
• Manage stakeholders: Serve as a reliable point of contact for complex compliance topics, interacting confidently with internal teams and external auditors or regulators when necessary.
🤔 What you can expect:
• Market/Team Context: A fast-paced, hyper-growth environment where you will tackle a critical backlog on the French market alongside a wider European team of 40+ AML Officers.
• Methodologies, how we work, and what we value: A strong Lean and continuous improvement mindset where you are expected to autonomously challenge the status quo and improve processes.
• Exciting career opportunities: Real internal mobility prospects and a clear path for growth fueled by our upcoming banking license.
• Responsibilities and decision-making: The autonomy to handle complex cases involving tax returns, sanctions, and embargoes, actively mitigating risks for the company.
🏅 About You:
• Experience: You have 1 to 3 years of experience in transaction monitoring and AML/CFT, preferably in a traditional bank or a Fintech.
• Technical Expertise: You have a deep understanding of terrorism financing, sanctions, and embargoes, ideally with accounting knowledge
• Continuous Improvement Mindset: You are not just executing tasks; you know how to autonomously identify bottlenecks, challenge processes, and manage continuous improvement projects.
• Mentorship & Communication: You are comfortable sharing your knowledge to coach colleagues and interacting professionally with auditors and regulators.
• Languages: You are fluent in both French and English to communicate effectively with our international teams and local stakeholders.
At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick!
Who knows? You may have the missing piece of the puzzle we've been searching for all along.
• Technical Expertise: You have a deep understanding of terrorism financing, sanctions, and embargoes, ideally with accounting knowledge
• Continuous Improvement Mindset: You are not just executing tasks; you know how to autonomously identify bottlenecks, challenge processes, and manage continuous improvement projects.
• Mentorship & Communication: You are comfortable sharing your knowledge to coach colleagues and interacting professionally with auditors and regulators.
• Languages: You are fluent in both French and English to communicate effectively with our international teams and local stakeholders.
At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick!
Who knows? You may have the missing piece of the puzzle we've been searching for all along.
Required Languages
🇬🇧 English, 🇫🇷 French