11d 19h ago
Senior Financial Portfolio Analyst
Figure·Finance · Fintech
📡Remote In-Country
|United States of America$85.3k - $128k USD/yr
financial_analysisforecastingpower_bisnowflake+2
Senior Financial Portfolio Analyst
Figure | Finance | Fintech
Remote In-Country
Full Time
United States of America
$85.3k - $128k USD/yr
Position:
Senior Financial Portfolio Analyst – Servicing
Company:
Figure
Compensation:
Base Compensation Range: $85,360-$128,040/yr
25% annual bonus target, paid quarterly
Location:
Remote
Employment type:
Not specified
Work Arrangement:
Not specified
Short Summary:
Figure is hiring a Senior Financial Portfolio Analyst – Servicing to provide advanced financial analysis, portfolio performance monitoring, servicing cost modeling, compliance oversight, and forecasting for a servicing portfolio.
Responsibilities:
- Maintain and enhance servicing profit-and-loss models, including revenue streams, ancillary fees, sub-servicing costs, advances, late fees, recoveries, and corporate allocations.
- Support mortgage servicing rights (MSR) valuation by modeling discount rates, CPR/prepayment speeds, delinquency curves, and cost-to-service assumptions.
- Build dashboards tracking static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness.
- Forecast servicing revenue based on portfolio balance, runoff, payoffs, and interest-rate conditions; develop models for default expenses, foreclosure timelines, claim recoveries, and REO performance.
- Provide financial performance analysis, risk assessment, and compliance monitoring for servicing portfolios.
- Model escrow balances, interest earnings, advance recoverability, and servicing cost allocations by investor.
- Contribute financial insights to operational efficiency initiatives.
- Prepare monthly business review decks, variance analysis, margin analytics, and operational KPIs for senior leadership.
Requirement:
- Bachelor’s degree in Finance, Accounting, Statistics, Business, or related field.
- 4–7 years of mortgage FP&A, servicing analytics, or portfolio-analysis experience.
- Strong understanding of MSR economics, delinquency modeling, advance mechanics, and servicing cost structures.
- Experience with servicing systems such as MSP, Sagent, LoanServ, and data analysis tools such as SQL, Snowflake, Tableau, Power BI.
- Ability to work independently and manage complex workloads with strict deadlines.
Benefits:
- Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans.
- Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits.
- Employer-paid life and disability insurance.
- 11 observed holidays and PTO plan.
- Up to 12 weeks of paid family leave.
- Continuing education reimbursement.
Senior Financial Portfolio Analyst – Servicing
Company:
Figure
Compensation:
Base Compensation Range: $85,360-$128,040/yr
25% annual bonus target, paid quarterly
Location:
Remote
Employment type:
Not specified
Work Arrangement:
Not specified
Short Summary:
Figure is hiring a Senior Financial Portfolio Analyst – Servicing to provide advanced financial analysis, portfolio performance monitoring, servicing cost modeling, compliance oversight, and forecasting for a servicing portfolio.
Responsibilities:
- Maintain and enhance servicing profit-and-loss models, including revenue streams, ancillary fees, sub-servicing costs, advances, late fees, recoveries, and corporate allocations.
- Support mortgage servicing rights (MSR) valuation by modeling discount rates, CPR/prepayment speeds, delinquency curves, and cost-to-service assumptions.
- Build dashboards tracking static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness.
- Forecast servicing revenue based on portfolio balance, runoff, payoffs, and interest-rate conditions; develop models for default expenses, foreclosure timelines, claim recoveries, and REO performance.
- Provide financial performance analysis, risk assessment, and compliance monitoring for servicing portfolios.
- Model escrow balances, interest earnings, advance recoverability, and servicing cost allocations by investor.
- Contribute financial insights to operational efficiency initiatives.
- Prepare monthly business review decks, variance analysis, margin analytics, and operational KPIs for senior leadership.
Requirement:
- Bachelor’s degree in Finance, Accounting, Statistics, Business, or related field.
- 4–7 years of mortgage FP&A, servicing analytics, or portfolio-analysis experience.
- Strong understanding of MSR economics, delinquency modeling, advance mechanics, and servicing cost structures.
- Experience with servicing systems such as MSP, Sagent, LoanServ, and data analysis tools such as SQL, Snowflake, Tableau, Power BI.
- Ability to work independently and manage complex workloads with strict deadlines.
Benefits:
- Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans.
- Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits.
- Employer-paid life and disability insurance.
- 11 observed holidays and PTO plan.
- Up to 12 weeks of paid family leave.
- Continuing education reimbursement.
Required Skills
financial_analysisforecastingpower_bisnowflakesqltableau
Required Languages
🇬🇧 English
Key competency: Finance