Senior Financial Crime Investigator

Position:
Senior Financial Crime Investigator - Merchant Acquiring

Company:
Monzo

Compensation:
£31,100 - £39,350 + Incentive Awards tied to your performance

Location:
Remote (UK)

Employment type:
Full-time

Work Arrangement:
Remote

Short Summary:
Join Monzo's Financial Crime Customer Operations team to protect customers from fraud and financial crime. Conduct investigations, assess risks, and ensure compliance with regulations.

Responsibilities:
- Conduct comprehensive KYB checks on new and existing customers.
- Review customer documentation and evaluate the adequacy of information.
- Investigate and resolve red flags or suspicious activities.
- Collaborate with cross-functional teams for additional information.
- Stay updated on local and payment industry regulations.
- Maintain accurate records of customer due diligence activities.
- Assist in developing KYB policies and procedures.
- Provide training and support to team members.
- Report potential cases of money laundering or fraud.

Requirement:
- Subject Matter Expert in Merchant Acquiring/Payment merchant services.
- Proven experience in KYC/B, AML, or compliance-related roles.
- Excellent analytical and investigative skills.
- Significant experience in conducting end-to-end due diligence (KYB) and investigations.
- Strong understanding of UK and international financial crime trends.

Benefits:
- £1,000 learning budget each year for books, training courses, and conferences.
- Work-from-home setup support, including Macbooks.
- Additional benefits available.