Senior Staff Decision Scientist

Position:
Senior Staff Decision Science (Risk)

Company:
Flex

Compensation:
$190,000 - $235,000 USD

Location:
United States, New York, NY; San Francisco, CA

Employment type:
Full-time

Work Arrangement:
Hybrid (2-3 days per week in office)

Short Summary:
Flex is a growth-stage FinTech company focused on creating a better rent payment experience. We are seeking an experienced Senior Staff Decision Scientist to join our Risk and Decision Science team, playing a key role in shaping a new credit product and managing financial risk.

Responsibilities:
- Partner with product, engineering, and Legal & Compliance teams to shape product strategy and define the risk roadmap.
- Define and implement risk policies and strategies for product launch.
- Build scalable dashboards and pipelines to track product KPIs, risk exposure, and loss trends.
- Leverage data-driven insights to inform policy updates and maximize customer lifetime value (LTV).
- Take ownership of the product's unit economics, setting ambitious goals for sustainable growth.

Requirement:
- 8+ years of relevant experience in risk/credit strategy at a financial institution or Fintech.
- Graduate degree in Statistics, Mathematics, Computer Science, or a related quantitative field.
- Advanced proficiency in SQL and data visualization.
- Excellent problem-solving skills and ability to communicate complex concepts to non-technical stakeholders.
- Subject-matter expertise in a large risk domain with a strong sense of ownership.
- Hands-on experience applying AI/LLM tools to accelerate analytics.

Benefits:
- Competitive medical, dental, and vision.
- Company equity.
- 401(k) plan with company match.
- Unlimited paid time off + 13 company paid holidays.
- Parental leave.
- Free Flex subscription.